> ## Documentation Index
> Fetch the complete documentation index at: https://docs.propilotapp.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Outputs & Saving

> What every Deal Calculator KPI means in Rental and Flip mode, how saving works, and how analyses persist across the app.

The Deal Calculator shows a row of KPI cards that update live as you change inputs. Each mode
has its own set, and every card has an info icon explaining exactly what goes into the number.

<Info>
  **Key things to know**

  * Flip ROI, Margin, and Break Even are **unlevered** (financing excluded); **CoC** is the levered return on your actual cash.
  * In What-if mode the return figures are highlighted in a different color so you cannot mistake hypotheticals for real-price results.
  * The analysis is a local draft until you click **Save**; closing with unsaved edits asks whether to discard.
  * Saved analyses travel with the property - the calculator reopens with the same state from Deal Hub, Deal Pipeline, and Messages.
</Info>

<Tabs>
  <Tab title="Flip">
    | KPI             | What it means                                                                                                                                                 |
    | --------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | **ROI**         | Profit divided by total project cost (purchase, rehab, buying, holding, selling). Unlevered - financing costs are excluded.                                   |
    | **Break Even**  | The minimum sale price that covers all project costs. Unlevered.                                                                                              |
    | **Margin %**    | Profit as a percentage of the sale price (ARV after appreciation).                                                                                            |
    | **CoC**         | Cash-on-cash return: profit divided by total out-of-pocket cash. This is where financing shows up.                                                            |
    | **Cash Needed** | Total out-of-pocket cash: down payment, rehab, buying costs, loan closing costs, plus holding costs during the flip. Rehab funded through a loan is excluded. |
    | **Margin \$**   | Sale price minus total project cost, in dollars. Unlevered.                                                                                                   |

    The cost breakdown below the KPIs itemizes ARV, price, rehab, buying cost, sale agent fee,
    sale closing, holding costs, and total project cost.
  </Tab>

  <Tab title="Rental">
    | KPI               | What it means                                                                                                                                                                                                               |
    | ----------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
    | **ROI**           | Annual net operating income divided by total cost (price, rehab, buying costs). Assumes a cash purchase, so it is comparable across deals.                                                                                  |
    | **CoC**           | Cash-on-cash return: annual cash flow divided by cash invested. Accounts for financing.                                                                                                                                     |
    | **Cash Flow**     | Monthly cash flow: rent minus expenses minus all loan payments. Negative means out-of-pocket each month.                                                                                                                    |
    | **Cash Invested** | Total cash out of pocket: down payment, rehab, buying costs, loan closing costs. With a refinance, this becomes the cash left trapped in the deal; if the refi returns more than you spent, the tile flips to **Cash Out**. |
    | **Equity**        | Property value (ARV) minus outstanding loan balances - your stake if you sold today, before selling costs.                                                                                                                  |

    The breakdown shows income, expenses, debt service per loan, and net cash flow.

    With **Planning to Sell** on, a **With Sale** row adds the exit projection:

    | KPI          | What it means                                                                                          |
    | ------------ | ------------------------------------------------------------------------------------------------------ |
    | **ROI/yr**   | Annualized return on total cost: rental income plus sale profit, divided by total cost and years held. |
    | **CoC/yr**   | The same, but against cash invested - the levered annualized return.                                   |
    | **Total %**  | Total return on cash over the whole hold (not annualized).                                             |
    | **Total \$** | Total dollars: cumulative rental cash flow plus net sale profit.                                       |
    | **Margin**   | Net sale profit divided by sale price.                                                                 |
  </Tab>
</Tabs>

## Saving and drafts

Everything you change in the calculator - mode, basis, targets, rent source, rehab, costs,
financing - is a local draft until you save it.

<Steps>
  <Step title="Make your changes">
    The KPIs update live; nothing is persisted yet.
  </Step>

  <Step title="Click Save">
    The single **Save** action in the calculator stores the full analysis with the property.
    The property must be in your pipeline; from Deal Hub or Lookup, use **Save to Edit** first.
  </Step>

  <Step title="Or close and decide">
    Closing with unsaved edits prompts **Discard unsaved changes?** - choose **Discard and
    close** to throw the draft away, or cancel and save.
  </Step>
</Steps>

Once saved, the analysis is attached to the property itself. Reopening the calculator from
Deal Hub, Deal Pipeline, or Messages restores the same state, so a deal you underwrote in one
place looks identical everywhere.

<Note>
  Properties not yet saved to the pipeline keep only a local draft. On those, saving shows
  "Saved locally" - the draft becomes permanent once the property is saved with
  **Save to Edit**.
</Note>

## Export PDF

Use **Export PDF** from the property header to generate a combined property report that
includes the calculator snapshot alongside comps and property details. See
[Property Details: Header Actions](/features/property-details/header-actions).

## Common questions

<AccordionGroup>
  <Accordion title="My changes aren't sticking.">
    Click **Save** in the calculator. If the property came from Deal Hub or Lookup, click
    **Save to Edit** first so there is a pipeline record to save onto.
  </Accordion>

  <Accordion title="Why do my numbers look different after reopening?">
    Two common causes: the draft was discarded instead of saved when the card closed, or an
    org default changed in the meantime (for example updated expense presets feeding rows you
    never overrode). Values you explicitly edited and saved are kept.
  </Accordion>

  <Accordion title="Closing the card asks about unsaved changes - what triggered it?">
    Any edit that has not been saved yet: rent source, current rent, occupancy, targets,
    financing, rehab, or cost changes. Once everything is saved, closing does not prompt.
  </Accordion>

  <Accordion title="Why are some figures shown in a different color?">
    You are in What-if mode (a what-if price, rent, or ARV is active). The highlight reminds
    you the returns are hypothetical rather than based on the real list or offer price.
  </Accordion>

  <Accordion title="What does a negative Cash Invested mean?">
    It appears as **Cash Out**: your refinance returned more cash than you put into the deal -
    the classic perfect BRRRR outcome. The tile shows how much you pulled out.
  </Accordion>

  <Accordion title="Why is Cash Flow negative but ROI positive?">
    ROI assumes a cash purchase, while Cash Flow includes your actual loan payments. A deal can
    earn a solid unlevered return yet still run monthly-negative under heavy debt service.
  </Accordion>
</AccordionGroup>

## Limitations

* KPI cards reflect the assumptions you entered; rent, ARV, appreciation, and rehab accuracy
  determine how trustworthy the outputs are.
* Outputs are pre-tax and do not model depreciation, tax treatment, or transaction timing.
* Saving requires a pipeline record; analyses on unsaved properties live only in your current
  session until the property is saved.
