Financing (Loans)

Financing (Loans) controls the default loan assumptions used during deal analysis. It helps the Deal Calculator start with the financing structure your team usually uses.

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Where to find it

Open Settings > Basic Setup > Financing (Loans).

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What you configure

• Default loan type.
• Down payment assumptions.
• Interest rate and amortization assumptions.
• Interest-only settings.
• Purchase and refinance assumptions.
• Loan closing cost defaults.

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Why it matters

Financing assumptions affect cash needed, cash-on-cash return, break-even points, and debt service. If these defaults are stale, the calculator can still work, but users will spend more time correcting each deal.

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What changes when you update it

• New calculator analyses start with the updated loan assumptions.
• Existing saved analyses can keep their per-deal financing values.
• Users can still switch loan type, add loans, or edit terms inside a property.
• Target price still excludes financing by design.

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Setup tips

• Match the default loan type to your most common acquisition strategy.
• Keep rate, amortization, and down payment assumptions current.
• Use per-deal financing overrides for unusual funding structures.
• Review these defaults when lending terms change.

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Used by

• Deal Calculator
• Property Details

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Common questions